Personal cards - Spendge
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Your go-to partner with no limits

Spendge Personal Virtual Cards — crypto cards for personal spending

Pay with cryptocurrency anywhere in the world, issue a virtual card in seconds, make online and offline payments, and connect Apple Pay and Google Pay. No banks, complex checks, or unnecessary restrictions — full control in a single interface.
Get a personal crypto card
Your go-to partner with no limits
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Three reasons to choose a Spendge personal crypto card

Apple Pay & Google Pay

Pay with your smartphone with global coverage. Virtual cards are accepted worldwide — online and offline, in stores, services, and subscriptions.

Instant activation and top-up

Create a card in seconds and top it up via USDT, USDC, or other methods on request. Fast and convenient.

Financial security

Personalize each card to your needs: set limits per transaction, per day, and per month, isolate balances, and create single-use cards for risky websites and one-time subscriptions.

Trusted by 17,000+ marketers, freelancers, webmasters, online entrepreneurs, and individual users — with over 300,000 virtual cards already issued for personal and professional use.

ACTIVATE YOUR PERSONAL CRYPTO CARD
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Which services can be paid with Spendge virtual crypto cards?

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Facebook Ads

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Google Ads

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Tik Tok Ads

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AdsPower

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Apple Search Ads

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Microsoft Ads(Bing)

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Speakol

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AdStar AI

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Character AI

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Chatbase

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ChatGPT

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Cursor AI Powered IDE

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DeepFakesWeb

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llEleven Labs

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Lovo Inc

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MidJourney

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OpenAI

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Rytr

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ZeroGPT

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101domain

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123 Reg

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Amazon Web Services

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BusinessCloud

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Channel Island Hosting

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Contabo

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DomainAgents

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Domainion

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DomaiNesia

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Dynadot

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ERANET

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Enom

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FastComet

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Friend Hosting

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GoDaddy

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Hetzner

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Hetzner Online GmbH

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Hoster.kz

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Hostens

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Hostinger

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HostZealot

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HZ Host

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INWX

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Internet Domain Service BS Corp

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ISNIC

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Name.com

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Namecheap

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NameSilo

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NameSilo

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Netim

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Nic

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OnlyDomains

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OpenProvider 3DS

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SiteGround

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Tonic Corporation

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United Domains

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Verpex

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Vultr

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WebNIC

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World4You

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helloly GmbH

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e-Residency

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Fiverr

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HS Ireland

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Incubator List

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Internet Invest

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Intuit Inc.

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Kenl Online

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Kikoff Lending

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Open Analytics Ltd

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Patreon

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PayPro

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PeopleForce

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PersonalPlant

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QuickBooks

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SaaSAnt

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Scoreify

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Select Media LLC

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SignalHire

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Spaceship

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Upwork

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Work.ua

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Eneba

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Epidemic Sound

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Epic

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G2A BV Shop

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Netflix

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Rested XP

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Zygor Guides

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Amazon Web Services

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Atlassian Corporation

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EDIS GmbH

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Enjify

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GMass

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Microsoft

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Monday

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OpusClip

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PDFfiller

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Pay2House

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ProtonMail

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SMSActivate

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SpeechFlow

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Team Internet

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Twilio

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Ahrefs

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ASO-GEN

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ClickCease

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ClickUp

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Cloudflare

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ExpressVPN

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Figma

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Hushed

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IPBurger

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Keitaro

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LambdaTest

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MaskFog

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Safelement

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Serpstat

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Snov.io

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Soax Ltd

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Sonetel

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StarVPN

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Surfer

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Tilda

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Twilio

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Wix

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Zadarma

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Allegro

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Apple Inc.

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Apple Online Store

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CSL Computer Service

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Komputronik

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MediaMarktSaturn

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Proshop

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Simtop

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Sferis.pl

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x-kom

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LinkedIn

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Open Collective

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Socioboard

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Telegram

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Who are Spendge personal crypto cards for?

We designed these cards for everyone who values flexibility, security, and global access to their funds:

  • Freelancers and remote professionals who receive payments in cryptocurrency
  • Users who value financial privacy
  • Travelers and digital nomads who need cards with global coverage
  • People who use cryptocurrency for everyday spending
  • Anyone looking for a convenient and secure way to pay online and offline worldwide

You get a card that can be connected to Apple Pay / Google Pay and used like a regular one — but with the flexibility of crypto and the security of virtual cards.

Where you can use Spendge personal crypto cards

  • Online and in-store purchases — from clothing and electronics to cafés and restaurants
  • Hotel bookings, accommodation rentals on Booking.com and Airbnb, transfers and taxi payments (Uber, Bolt)
  • Subscriptions to games and streaming services (Netflix, Spotify, YouTube Premium, and more)
  • Payments for digital services and apps — from ChatGPT and Notion to Adobe and cloud storage
  • Payments on unfamiliar or international websites — safely and with full balance isolation
  • Expense separation: dedicated cards for travel, shopping, services, and entertainment

Spendge is as convenient as a traditional bank card — but with greater flexibility, privacy, and freedom in using cryptocurrency.

Control and security tailored to your personal needs

  • Set limits per transaction, per day, and per month
  • Use separate balances for different purposes: shopping, subscriptions, travel
  • Create single-use cards for risky websites or trial subscriptions
  • Block or reissue a card in one click — directly from the app
  • Track spending in real time and keep your finances under control

Spendge turns security into a flexible and convenient tool for everyday spending.

FAQ

All you need to do:

  1. Register on the platform using this link: https://client.spendge.com/register
  2. Contact our manager on Telegram: @cx_spendge

The manager will explain all available features and help you activate your personal card.

Spendge cards are accepted worldwide — both online and offline.

  • Payments on websites by entering card details
  • Payments via Apple Pay and Google Pay on your smartphone
  • In-store payments through POS terminals

The cards work in more than 200 countries and are accepted at over 44+ million merchant locations worldwide.

All payments made outside the dollar zone are automatically converted at the current exchange rate.

Restricted MCCs (transaction categories):

  • 4829 — Money transfer services
  • 6051 — Financial institutions (quasi cash)
  • 7801 — Licensed government online casinos
  • 7802 — Licensed government horse/dog racing
  • 7995 — Betting / gambling
  • 6211 — Securities brokers / financial services
  • 7273 — Dating and escort services
  • 7297 — Massage parlors
  • 7800 — Government lotteries

Restricted geographic regions (GEO):

  • Cuba
  • North Korea
  • Iran
  • Syria
  • Crimea
  • Afghanistan
  • Belarus
  • Russian Federation
  • Sudan
  • Venezuela
  • South Africa

After registering on the Spendge platform, each user is assigned a static top-up address in USDT (TRC-20).

You can:

  • Top up the main account balance
  • Link multiple cards to a single balance or set a separate balance for each card

Alternative top-up methods are also available — bank transfers, crypto exchanges, and other options upon individual request.

Yes, many companies use Spendge personal crypto cards to run payroll programs and distribute bonuses to employees.

In this case, the best practice is to use a team account, where an administrator centrally manages the budget and allocates funds to team members.

This approach allows you to automate payouts, control limits, and assign roles within the team.

  • Number of cards: unlimited
  • Limit of one transaction per card: $50,000
  • Daily card limit: $200,000
  • Monthly card limit: $2,000,000
  • Total card limit: $2,000,000

Still have questions?

Book a free consultation with our expert — we’ll review your case, discuss pricing, and walk you through the onboarding process.

Free consultation
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Still haven’t ordered a card? Here are three more reasons

Financial consulting

Just write to Spendge and we will solve any non-standard financial problem.

Friendly support

Our principle is simple: don’t sell, help and educate. Don’t just make connections, make friends.

Your experience matters

Achieving absolute perfection is difficult, but we hear you and implement client suggestions into our product.

Do you have your own scenario?

With flexible settings and limits, you can adapt each card to any personal need:

  • A card for trips and travel
  • A card for fuel payments and tracking transportation expenses
  • A card to support children and loved ones abroad
  • A gift card with a predefined spending limit

Create your own usage scenarios:

  • A card for subscriptions, gaming, and streaming services
  • A card for clothing, electronics, and everyday purchases
  • A card with a limited validity period — for temporary needs
  • A card with an isolated balance to maintain privacy

Manage each card in real time — from setting goals to freezing or reissuing it, all without involving a bank.

GET A PERSONALIZED CONSULTATION

Unique use cases for Spendge personal crypto cards

  • Case 1: New Year bonuses for employees

Problem:
The company wanted to pay New Year bonuses to more than 1,000 employees, but all available funds were held in cryptocurrency. Traditional banking solutions were slow and required lengthy compliance checks.

Solution:
With Spendge personal cards, the company was able to use its crypto assets to instantly top up balances and issue cards. Each employee received a personal card with their bonus. Expenses are easy to track, and finances remain fully under control.

  • Case 2: Supporting family abroad

Problem:
A user wanted to regularly support their children who were studying abroad. It was important to maintain control over family finances and be able to top up cards quickly when needed.

Solution:
We set up a team account with administrator privileges. The user issued a separate card for each child and connected them to Apple Pay. Now they can top up cards at any time directly from their crypto wallet and manage limits through the Spendge dashboard.

What people are saying about the service

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December 18
Oleh T
I tested your card a bit over the weekend (Apple Pay payments in different places: cafés, gas stations, shops, parking). All transactions went through without any issues. Payments are fast — I already have a reliable new favorite card and even a friend who wants one too.
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May 11
Pavel Gonchar
All bookings went smoothly. I also added this card to Apple Pay and paid in cafés without any problems. Currently in Thailand.
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March 10
Konstantin Komarov
Hello! The card was added without any complications. I’ll now actively use it while traveling — thank you for the opportunity.
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June 7
Maria
The dashboard is great — lots of features for exports and analytics. Thank you for that. Honestly, it’s a pleasure working with you.
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April 14
Kate
We use Spendge to pay for advertising accounts and other services — a very convenient solution for business. Everything works fast and without issues. Special thanks for the responsive and truly attentive support.
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September 19
Mark Wordpress
I pay for products on nulled websites. It’s convenient and secure. I previously had issues with daily unauthorized charges on such sites, so now I use virtual cards for these tasks.

Not sure if Spendge crypto cards are right for you?

Spendge Personal Cards are a convenient and flexible solution for those who value freedom from banking restrictions. Pay safely and effortlessly — online and offline, with Apple Pay and Google Pay, for any purchases from streaming services to travel. Create single-use cards for subscriptions, support loved ones abroad, and control limits — all in one interface, without unnecessary bureaucracy.

Demonstration

Watch a short video showing how to issue a Spendge personal card and set limits in just one minute.

WATCH THE VIDEO

Consultation

Book a video call and get a personalized consultation on connecting Spendge Personal Cards.

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