Your go-to partner with no limits

Spendge Business Cards — corporate cards without limits

Pay up to 500,000 EUR per transaction, control subscriptions, assign roles and manage spending without involving a bank. Everything under your control — in one interface.

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Your go-to partner with no limits

Three reasons to get Spendge corporate cards for business

Expense management without extra steps

Create separate cards for employees, business trips, advertising or subscriptions. Set limits, roles and MCC filters. No surprises in reports — only precise budget control.

Large payments are no longer a problem

Spendge allows payments up to 500,000 EUR per transaction. No traditional bank offers such capabilities — especially online. Forget about blocks and limits that hinder your business growth.

Security on a new level

Compromised a card? Simply create a new one in 5 seconds. You control who can pay, how much and for what. Flexible settings, MCC blocking and limits — everything to make your money work securely.

Trusted by 17,000 finance directors, subscription administrators, marketers, media buyers, internet entrepreneurs, freelancers and webmasters who have issued over 300 000 virtual cards

ACTIVATE CORPORATE CARDS

Which services can be paid with Spendge virtual business cards?

Facebook Ads

Google Ads

Tik Tok Ads

AdsPower

Apple Search Ads

Microsoft Ads(Bing)

Speakol

AdStar AI

Character AI

Chatbase

ChatGPT

Cursor AI Powered IDE

DeepFakesWeb

llEleven Labs

Lovo Inc

MidJourney

OpenAI

Rytr

ZeroGPT

101domain

123 Reg

Amazon Web Services

BusinessCloud

Channel Island Hosting

Contabo

DomainAgents

Domainion

DomaiNesia

Dynadot

ERANET

Enom

FastComet

Friend Hosting

GoDaddy

Hetzner

Hetzner Online GmbH

Hoster.kz

Hostens

Hostinger

HostZealot

HZ Host

INWX

Internet Domain Service BS Corp

ISNIC

Name.com

Namecheap

NameSilo

Netim

Nic

OnlyDomains

OpenProvider 3DS

SiteGround

Tonic Corporation

United Domains

Verpex

Vultr

WebNIC

World4You

helloly GmbH

e-Residency

Fiverr

HS Ireland

Incubator List

Internet Invest

Intuit Inc.

Kenl Online

Kikoff Lending

Open Analytics Ltd

Patreon

PayPro

PeopleForce

PersonalPlant

QuickBooks

SaaSAnt

Scoreify

Select Media LLC

SignalHire

Spaceship

Upwork

Work.ua

Eneba

Epidemic Sound

Epic

G2A BV Shop

Netflix

Rested XP

Zygor Guides

Amazon Web Services

Atlassian Corporation

EDIS GmbH

Enjify

GMass

Microsoft

Monday

OpusClip

PDFfiller

Pay2House

ProtonMail

SMSActivate

SpeechFlow

Team Internet

Twilio

Ahrefs

ASO-GEN

ClickCease

ClickUp

Cloudflare

ExpressVPN

Figma

Hushed

IPBurger

Keitaro

LambdaTest

MaskFog

Safelement

Serpstat

Snov.io

Soax Ltd

Sonetel

StarVPN

Surfer

Tilda

Twilio

Wix

Zadarma

Allegro

Apple Inc.

Apple Online Store

CSL Computer Service

Komputronik

MediaMarktSaturn

Proshop

Simtop

Sferis.pl

x-kom

Open Collective

Socioboard

Who are Spendge corporate cards for?

Spendge is built for companies that need a fast, manageable and secure way to make business payments:

IT companies and product startups
Marketing agencies and media buying teams
Payment agents and providers in the iGaming space
Legal and financial companies
Cross-border companies with international subscriptions
Small and medium businesses registered in the EU

If you do business in the EU and handle regular expenses, subscriptions, advertising or partner payouts — Spendge covers all corporate spending management needs.

Use cases for corporate virtual cards

Payments without invoices that you want to officially include in your tax reports
Subscription payments (ChatGPT, G Suite, Slack, AWS, OpenAI, etc.)
Advertising expenses (Google Ads, Meta, TikTok, and more)
Hosting, server and infrastructure service payments
Purchase of software and licenses
Business travel expenses (tickets, accommodation, transfer)
High-risk or one-time payments

Control and security adapted to your business

Define roles and access: who, for what, and how much can pay
Assign MCC codes and block undesired categories
Use isolated balances for specific employees or projects
Set limits per transaction, per day, and per month
Create single-use cards for risky sites and one-off subscriptions
Get transparent real-time spending statistics for the whole team

Spendge makes financial security not just a word — but a tool.

FAQ

How to start using Spendge corporate cards?

Complete the KYB procedure — we support you at every step
Top up your balance via SEPA transfer in EUR
Get access to the dashboard, issue cards, and set roles
Done — you manage corporate expenses from a single interface

Don’t have a company in the EU? Our consulting team will help you register a legal entity, pass KYB, and launch operations. We know everything about international financial flows — from launch to scaling.

I don’t have a legal entity. What should I do?

You can use Spendge virtual cards for individuals, or take advantage of our consulting support — we will help you register a company in the EU.

We have extensive technical and legal expertise in international finance, which allows us not only to build fintech products, but also to support clients with company registration, regulatory compliance, and launching a business in Europe.

How is Spendge different from a traditional bank card?

Spendge is a service built specifically for managing corporate finances. Unlike a traditional bank card, our platform provides advanced tools for expense control and automation.

Your finance manager can:

Assign roles to cards — for advertising, subscriptions, business trips, and other expense categories
Block cards with compromised details
Set limits and MCC filters
Easily export expense data for accounting
Manage subscriptions centrally

We understand how difficult it is to control subscriptions when a team grows to dozens or hundreds of employees.

Spendge tools help reduce subscription costs by up to 30% through transparency, elimination of duplicate expenses, and full control over card activity.

I want to embed cards into my product or CRM. Is it possible?

Yes. For businesses, an API is available that lets you fully integrate Spendge functionality into your CRM or internal systems. The API allows you to:

Issue and manage cards
Track top-ups and charges
Get details for each card
View transaction history
Work with 3DS codes and OTP passwords
Set time-based and transaction-based limits
And much more.

We form an expert group together with your technical specialist and support the integration at every stage.

Can I pay in currencies other than EUR and outside the European Union?

Yes, you can use Spendge corporate cards to make payments in any country and in any currency.

The cards provide global coverage: they work in more than 200 countries and are accepted by over 44 million merchants worldwide.

All transactions outside the euro zone are automatically converted based on the applicable FX rate.

What transaction limits apply to corporate cards?

To comply with regulatory requirements, no more than 10% of spending on a corporate card may be classified as personal — such as purchases in retail stores, restaurants, or expenses related to food and entertainment.

However, if your business operates in industries such as entertainment, hospitality, or tourism, the expense structure can be adjusted on an individual basis.

Still have questions?

Book a free consultation with our expert and get a personalized review of your case, pricing, and onboarding process.

Get a free consultation

Need a team account?

A team account is a solution designed for efficient collaboration within a single organization. It is ideal for medium and large companies that require centralized management of access, budgets, and corporate cards.

Administrator capabilities:

Top up the shared account balance
Create accounts for team members and grant them access
Allocate budgets among team members
Issue cards for team members
Approve or decline requests for additional cards
Approve or decline requests to top up team members’ balances
Export team statistics: transactions, fund movements, card usage
The administrator has full control over fund allocation, card issuance and management, as well as all financial activity within the team.

Team member capabilities:

Issue cards
Allocate the budget provided by the administrator across their cards
Make payments using these cards
If funds are insufficient, send a top-up request to the administrator
The team member operates cards strictly within the allocated budget

For most organizations where expense management is handled by an accountant, finance manager, or contract and agreements manager, an individual account without a role-based model is sufficient.

A team account is recommended when multiple employees are involved, each of whom needs to issue and use cards within their own budget.

Still haven’t ordered a card? Here are three more reasons

Financial consulting

Just write to Spendge and we will solve any non-standard financial problem.

Friendly support

Our principle is simple: don’t sell, help and educate. Don’t just make connections, make friends.

Your experience matters

Achieving absolute perfection is difficult, but we hear you and implement client suggestions into our product.

Do you have your own scenario?

With flexible settings, management of permitted MCC codes and limits, you can adapt corporate cards to any business task:

Travel cards for employees
Fuel cards for carriers
Tourist cards

In addition to technical role settings, come up with your own role scenario:

Cards for equipment and supplies purchases
Cards for marketing and PR teams
Cards for remote employees with limited access
Cards for subscription and SaaS payments
Cards for contractors and freelancers
Cards for representation expenses
Cards for marketplace and platform work
Cards with limited validity for temporary projects

Manage each card in real time: from assigning goals to freezing and reissuing without involving a bank.

Get a personal consultation

Unique use cases from Spendge

Case 1: Paying large transactions

Problem:
Our client is a company that pays dozens of services to support its infrastructure: from advertising to flight tickets. Regular expenses include Google Ads, Meta, AWS, G Suite, Hetzner, OpenAI, Namecheap, and others. Cloudflare stands out in particular: monthly charges for this service exceed 200,000 EUR.

The client’s bank blocks amounts of this size, preventing such transactions from going through. As a result, payments fail and critical services experience disruptions.

Solution:
Spendge corporate cards allow payments of up to 500,000 EUR per single transaction. This enables the client to reliably pay for key services, while transaction exports have become the finance manager’s favorite tool.

Case 2: Financial manager autonomy

Problem:
The client company grew rapidly from 15 to 200 employees. The finance manager paid all subscriptions and services using a bank card linked to the company’s current account. All confirmations — SMS, OTP codes, notifications — were sent to the director’s phone. At any time, during negotiations or even at night, the team had to contact the director to pay for a ChatGPT subscription or purchase a domain.

Solution:
With Spendge, the finance manager independently issues cards, sets limits, and manages subscriptions. For higher-risk scenarios, cards with isolated balances are created — it is impossible to spend more than the amount available on the card. Financial processes run smoothly, and the director is no longer distracted by operational details, focusing instead on strategy.

Case 3: Reducing tax burden

Problem:
Most virtual cards funded with cryptocurrency do not allow expenses to be properly recorded in accounting, meaning such payments cannot be included in tax reporting.

Solution:
Spendge offers legal corporate cards funded via SEPA from a corporate account. All expenses made with these cards are recognized as official business expenses. Clients use them to pay for subscriptions, advertising, and other services, reducing tax burden while submitting complete and transparent expense reports.

What people are saying about the service

November 21

Olga CFO

We used to pay with multiple cards and store payment details in Excel. As the team grew, it became clear we needed a better solution. Thanks to Spendge for the peace of mind and reliability of virtual cards.

April 11

Traffguru Team

We use all types of cards: advertising cards for media buying and corporate cards for subscriptions. Everything runs smoothly - the best solution on the market.

March 17

Colin Soft

We have just three cards: one for Facebook Ads, one for Google Ads, and one for Jira, Slack, and AI tools. It’s simple and transparent - we always know exactly how much we’re spending.

November 22

Andrew

Essential cards for business, especially when you need to link a card to unfamiliar websites. Thanks for adding flexible funding sources for cards.

April 14

Alex Google Ads

We use cards for our clients' marketing tasks. One client, one card. Very convenient.

September 19

Mark Wordpress

I pay for products on nulled websites. It’s convenient and secure. I once experienced daily unauthorized charges on such a site - since then, I only use virtual cards for these tasks.

Still unsure about your choice?

Spendge Business Cards is an indispensable tool for full control over corporate expenses: from flexible limit settings to transparent accounting reporting. You get a reliable alternative to a traditional bank with the ability to make large transactions, manage subscriptions, reduce tax burden and minimize risks of payment data leakage by employees.

Demo

Watch a short video on how to issue a Spendge virtual business card in a few clicks.

Consultation

Book a video call and get a personalized consultation on connecting Spendge Business Cards

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