Your go-to partner with no limits

Spendge Virtual Cards

One platform for virtual cards for business, personal spending, and ad payments. Issue cards in seconds, set limits and controls, fund your balance the way that works for you, and scale payments without unnecessary bureaucracy.

Issue a virtual card

Your go-to partner with no limits

Three reasons to use Spendge Visa virtual cards

Instant issuance

Issue virtual cards in seconds and create as many as you need — for subscriptions, ads, purchases, travel, or specific projects. No waiting and no extra bureaucracy.

Control and security

Set per-transaction, daily, and monthly limits, isolate balances, and freeze or reissue cards in one click. Convenient for personal spending, teams, and ad accounts.

Flexible funding

Top up your account with crypto (USDT) or a bank transfer. Keep funds on a shared balance and allocate them across cards for different needs.

Trusted by 17,000 users who value privacy — including internet entrepreneurs, marketers and media buyers, freelancers, and webmasters — who have issued over 300,000 virtual cards

Issue a virtual card

Choose your virtual card type

Advertising cards

Virtual cards for media buying and affiliate marketing: trusted BINs, bulk issuance, flexible limits, and per-card 3DS control. Built for paying ad platforms and the tools your team uses every day.

Personal cards

Crypto-funded personal cards for everyday payments and subscriptions: fast issuance, global online and offline acceptance via Apple Pay and Google Pay. Ideal for privacy, travel, and safer spending.

Business cards

Corporate cards for full control of business spend: roles and permissions, limits, subscriptions, team budgets, and reporting. A managed payment tool for companies that want to scale without bank friction.

Facebook Ads

Google Ads

Tik Tok Ads

AdsPower

Apple Search Ads

Microsoft Ads(Bing)

Speakol

AdStar AI

Character AI

Chatbase

ChatGPT

Cursor AI Powered IDE

DeepFakesWeb

llEleven Labs

Lovo Inc

MidJourney

OpenAI

Rytr

ZeroGPT

101domain

123 Reg

Amazon Web Services

BusinessCloud

Channel Island Hosting

Contabo

DomainAgents

Domainion

DomaiNesia

Dynadot

ERANET

Enom

FastComet

Friend Hosting

GoDaddy

Hetzner

Hetzner Online GmbH

Hoster.kz

Hostens

Hostinger

HostZealot

HZ Host

INWX

Internet Domain Service BS Corp

ISNIC

Name.com

Namecheap

NameSilo

Netim

Nic

OnlyDomains

OpenProvider 3DS

SiteGround

Tonic Corporation

United Domains

Verpex

Vultr

WebNIC

World4You

helloly GmbH

e-Residency

Fiverr

HS Ireland

Incubator List

Internet Invest

Intuit Inc.

Kenl Online

Kikoff Lending

Open Analytics Ltd

Patreon

PayPro

PeopleForce

PersonalPlant

QuickBooks

SaaSAnt

Scoreify

Select Media LLC

SignalHire

Spaceship

Upwork

Work.ua

Eneba

Epidemic Sound

Epic

G2A BV Shop

Netflix

Rested XP

Zygor Guides

Amazon Web Services

Atlassian Corporation

EDIS GmbH

Enjify

GMass

Microsoft

Monday

OpusClip

PDFfiller

Pay2House

ProtonMail

SMSActivate

SpeechFlow

Team Internet

Twilio

Ahrefs

ASO-GEN

ClickCease

ClickUp

Cloudflare

ExpressVPN

Figma

Hushed

IPBurger

Keitaro

LambdaTest

MaskFog

Safelement

Serpstat

Snov.io

Soax Ltd

Sonetel

StarVPN

Surfer

Tilda

Twilio

Wix

Zadarma

Open Collective

Socioboard

Allegro

Apple Inc.

Apple Online Store

CSL Computer Service

Komputronik

MediaMarktSaturn

Proshop

Simtop

Sferis.pl

x-kom

What are Spendge virtual cards?

Spendge virtual cards are Visa/Mastercard cards you can issue in a few clicks and use to pay for ads, digital services, and everyday purchases. You get full spend control: create separate cards for different tasks, set limits, and manage balances in one dashboard.

What you can use them for:

Pay for ads and traffic sources (Google Ads, Meta, TikTok, and more)
Pay for subscriptions and digital services (SaaS, work tools, AI services)
Separate budgets: one card per ad account, project, team, or client
Improve payment security: dedicated cards for higher-risk payments and testing
Control spending: per-transaction / daily / monthly limits and transparent analytics

Who they are for:

Media buying teams and solo media buyers
Affiliate and performance marketers, and digital agencies
Internet entrepreneurs, freelancers, and webmasters
Companies that need control over corporate expenses and subscriptions
Individuals who want convenient online payments and privacy
Any business with expenses

What cards does Spendge issue?

Spendge issues virtual cards for different scenarios — from personal payments to corporate spend control and media buying. You choose the card type for your task and issue as many cards as you need from one dashboard.

Ads Cards — for paying advertising platforms and media buying tools.
Personal Cards — for everyday purchases, subscriptions, and online/offline payments.
Business / Corporate Cards — for companies: roles, budgets, limits, reporting, and team access.

Where virtual cards are used:

Advertising and traffic: Google Ads, Meta, TikTok, Taboola, and other traffic sources.
Media buying tools: trackers, anti-detect browsers, proxies, cloaking tools, creative services.
Subscriptions and digital services: SaaS, AI tools, communications, analytics, cloud services.
Infrastructure: domains, hosting, servers, and related services.
Personal spending: online payments, marketplaces, digital goods and services.
Team expenses: budget allocation, isolated balances per employee/project, limit control.
Testing and one-off payments: dedicated cards for higher-risk merchants and new platforms.

FAQ

Where do your cards come from?

We issue cards using our own legal and technical infrastructure — directly via issuing banks and Visa/Mastercard payment partners.

We do not resell cards from other card services. Spendge has its own virtual card issuing technology, authorization servers, crypto wallet generation, API, and other core infrastructure components.

How do I top up my Spendge account?

After registration, each user receives a static USDT (TRC-20) top-up address.

You can:

top up your main account balance;
link multiple cards to one balance or assign a separate balance to each card.

Alternative top-up methods are also available — bank transfers, crypto exchanges, and other options upon request.

Can I embed Spendge cards into my product or CRM?

Yes. An API is available that lets you integrate Spendge functionality into your CRM or internal systems.

With the API you can:

issue and manage cards;
track top-ups and charges;
access card-level details;
view transaction history;
work with 3DS codes and OTP passwords;
set time-based and transaction-based limits;
and more.

We assemble an expert team together with your technical specialist and support the integration end-to-end — from requirements to go-live.

Which BINs and currencies are available?

Spendge provides 24 BINs in GBP, USD, and EUR. Cards are issued in the UK, Estonia, Ireland, the US, and Hong Kong.

How many cards can I issue, and are there spend limits?

You can issue an unlimited number of cards. There is no overall spending cap — scale to any volume and any number of ad accounts.

How do I start issuing cards?

Cards for advertising and digital services

Available immediately after registration:
https://client.spendge.com/register

Personal cards

Register on the platform:
https://client.spendge.com/register
Message our manager on Telegram:
@cx_spendge

Your manager will walk you through the product and connect a personal BIN for your account.

Business cards

Complete the KYB process — we support you at every step.
Top up your balance via SEPA transfer in EUR.
Access the dashboard, issue cards, and configure roles.
Done — you manage corporate spending in one interface.

Don’t have a company yet? Our consulting team can help you register a legal entity, complete KYB, and start operating.

Still have questions?

Book a free consultation with our expert — we’ll review your case, discuss pricing, and walk you through the onboarding process.

Get expert consultation

Need a team account?

A team account is a solution designed for efficient collaboration within a single organization. It is ideal for medium and large companies that require centralized management of access, budgets, and corporate cards.

Administrator capabilities:

Top up the shared account balance
Create accounts for team members and grant them access
Allocate budgets among team members
Issue cards for team members
Approve or decline requests for additional cards
Approve or decline requests to top up team members’ balances
Export team statistics: transactions, fund movements, card usage
The administrator has full control over fund allocation, card issuance and management, as well as all financial activity within the team.

Team member capabilities:

Issue cards
Allocate the budget provided by the administrator across their cards
Make payments using these cards
If funds are insufficient, send a top-up request to the administrator
The team member operates cards strictly within the allocated budget

For most organizations where expense management is handled by an accountant, finance manager, or contract and agreements manager, an individual account without a role-based model is sufficient.

A team account is recommended when multiple employees are involved, each of whom needs to issue and use cards within their own budget.

Still haven’t ordered a card? Here are three more reasons

Financial consulting

Just write to Spendge and we will solve any non-standard financial problem.

Friendly support

Our principle is simple: don’t sell, help and educate. Don’t just make connections, make friends.

Your experience matters

Achieving absolute perfection is difficult, but we hear you and implement client suggestions into our product.

Do you have your own scenario?

Spendge virtual cards adapt to any task — personal spending, media buying, and corporate expenses. Set limits, allowed MCCs, roles, and balances, and build your own use-case scenarios in one dashboard.

Advertising and traffic: a dedicated card per ad account, traffic source, GEO, or test setup.
Team workflows: cards for employees, media buyers, departments, and projects with different roles and budgets.
Subscriptions and services: SaaS, AI tools, analytics, communications, production tools, and operational infrastructure.
Business expenses: travel, fuel, procurement, contractors, representation, and day-to-day operational payments.
Personal use cases: travel, everyday purchases, a gift card, supporting family and relatives abroad.
Security: single-use cards, isolated balances, and instant re-issue for higher-risk payments.

Manage every card in real time: assign goals, adjust limits, freeze, and reissue — without involving a bank.

Купить Карту

A unique Spendge use case

A company approached us that runs in-depth market research in online gaming and mobile applications. As part of their research, they install a large volume of mobile apps — many of which use a subscription model.

Unfortunately, some app publishers use fraudulent practices: no clear cancellation flow, inflated charges, unexpected payments outside the billing schedule, and similar issues.

This type of fraud is known as fleeceware, and it typically falls into two main categories:

Subscription trap: Scammers lure users into a subscription using deceptive tactics such as “free trials” or hidden fees.
Ghost subscription: Subscriptions that cannot be canceled, or that continue charging even after a cancellation attempt.

A company that installs hundreds of apps per day and pays for subscriptions became a target of dishonest publishers and suffered significant losses — until they started using Spendge cards for testing and subscribing to previously unknown apps.

The most effective protection is to use an isolated funding source with a limited budget.

What people are saying about the service

April 11

Ragnarock Team

I had a deal with Spendge: if the cards performed well, I would recommend them to my friends. The cards are truly solid - I use them for TikTok. I run 10 ad accounts with 10 cards, and after 8 months everything is still working smoothly with zero issues.

March 17

Colin Soft

We have just three cards: one for Facebook Ads, one for Google Ads, and one for Jira, Slack, and AI tools. It’s simple and transparent - we always know exactly how much we’re spending.

March 14

Alexandra Odessa

We take cards for activating accounts on exchanges. Multi-accounts work great, convenient list of cards in your account. Responsive support.

November 22

Andrew

Essential cards for business, especially when you need to link a card to unfamiliar websites. Thanks for adding flexible funding sources for cards.

April 14

Farmer Farmer

The cards work with PayPal. We used American cards before, but adding them to the account no longer works. So far, everything is fine, we will continue to cooperate.

December 18

Oleh T

I tested your card a bit over the weekend (Apple Pay payments in different places: cafés, gas stations, shops, parking). All transactions went through without any issues. Payments are fast — I already have a reliable new favorite card and even a friend who wants one too.

Not sure what to choose?

Spendge is a virtual card platform built for three core use cases: ads and digital services, personal payments, and corporate spending. Issue dedicated cards for any task, set limits, roles, MCC and 3DS controls, manage balances, and get clear spending analytics in one dashboard.

You get a reliable alternative to banks and fragmented tools: trusted BINs, instant card issuing, team features, and support that helps you choose the best setup—so payments go through smoothly and scaling never gets stuck on payouts.

Demo

Watch a short video on how to issue a Spendge virtual card in a few clicks.

Consultation

Book a video call and get a personalized consultation on connecting Spendge Cards

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